Author: Jeff Watters

Just like a cheeseburger, you want toppings so it will be delicious to the taste. The same idea applies to your car insurance policy; you want options. It is not because you only want to save money; no, you want the best options. Don’t just grab basic coverage. Check for insurance coverage that protects you. 

You have to use good judgment, especially since we are talking about more than your car here. You want to protect your investment, but you also need to consider which company will protect you in a lawsuit. 

Good Apple Insurance compares insurance to get the best auto insurance while saving you money wherever possible!

One practical way to save on your auto insurance policy is by comparing the quotes from multiple sources. Getting quotes from several companies means that you should consult with an independent agent for those quotes. All you need to do is call Enza at 717-814-5084 for reliable auto insurance comparisons and leave the work to her. 

You can upload your current policy to our form (https://link.insurgrid.com/good-apple-insurance) with your insurance policy’s coverage page and click the button to submit it. After which, you will receive an email with the best quotes. With so many choices on your list, you can now compare the coverage content and the monthly premiums you should pay. 

“Important facts about the car insurance quotes” 

Here they are:

Each state requires automobile owners to carry auto insurance. Good Apple Insurance is a licensed insurance broker in Maryland and Pennsylvania. 

The insurance policy covers your car, bodily injuries, and property damage, and insurance covers the vehicle and the driver and any passengers involved in an accident. 

 

Some auto insurance companies make the “accident forgiveness” feature available, which means that the policy premiums are not raised after one accident. 

Some companies offer military discounts, such as USAA. It would be best to compare your rates with a qualified broker still to ensure you are getting the best rates. Save more; you can inform the company about where your car will be parked when you are not at home.

Overall, an in-depth understanding of these insurance basics will lead to more auto insurance savings! So, only choose the best policy coverage that you think will suit your needs best.

Good Apple Insurance

1585 N Queen St

York, PA 17404

717-814-5084

An insurance agent, who may also be an insurance broker, helps you shop for home or car insurance. They look at what you have and compare available rates and coverage options and in most cases can save you money. It is a free service we provide to make sure you get the best possible coverage for the best possible rate.

Insurance agents work to understand your personal needs by asking some simple questions and gathering pertinent information, and then finding the most suitable options. You can also upload your current policies using the link provided here: https://app.insurgrid.com/good-apple-insurance

These insurance agents don’t decide on the price you pay—that’s done by the insurance company. They shop for the most competitive rates and find many different types of discounts to help you save money, such as multi policy, multi vehicle, low mileage usage and claims free discounts.

With Good Apple Insurance, licensed in Pennsylvania and Maryland, buying car or home insurance isn’t a pain. We do the shopping for you. Finding and comparing similar policies is often very easy because of the tools at our disposal. And we have helped many people save money or get a better policy.

Types of Insurance Brokers

All insurance brokers must meet your state’s licensing requirements to sell policies. Upholding and enforcing qualifications and licensing protects consumers’ interests and the insurance industry as a whole.

There are two types of brokers: independent and captive. Understanding the difference can help you better navigate your search for a policy.

Independent insurance agents work with various agencies to help you find the most suitable policy. Since they work with multiple companies, they won’t pigeonhole you into one coverage option and often find you the best rate.

Captive insurance agents only represent one car insurer or one group of related insurers. In this arrangement, the broker can offer policies only from that specific company.

Using an Independent Car Insurance Broker

Working with an independent car insurance agent/broker can help the process pinpoint the best coverage options for some people with lower insurance costs per month or extended coverage. Be sure to tell Good Apple Insurance your overall goal.

Here are a few benefits you may find when working with an agent or broker.

Shops on your behalf

Once we identify your needs, we can compare rates and coverage options with the many carriers we work with. This means more competitive rates and better options for the customer.

Identifies the proper coverage.

You may not be sure what coverage is right for you. We identify what coverage options suit you best, and make suggestions based on your specific situation. Some customers might buy too much while many others don’t have enough. Good Apple Insurance’s expertise can point you in the right direction and minimize the risk of over-or underinsuring.

Expertise.

Not only do we help you find the right coverage, but we also help with billing, policy changes and claims and more! Our agents make it easier to help customers with insurance their needs.

If you want to save on auto insurance, there are plenty of ways in which you can lower your premiums. That is what we help people do, find lower auto insurance rates and even increase their coverage without paying more whenever possible.

Don’t go without insurance. If you drive your car without insurance, you are driving illegally. Good Apple Insurance can help you get reasonably priced insurance by comparing your options with what is affordable and still protect you.

Some available Insurance discounts.

Call Good Apple Insurance (717.814.5084) and have an expert compare your options. There are many ways consumers can get discounts on their auto insurance, and we know how to find them.

• Auto Insurance discounts are available for teenage drivers with better grades who are good drivers.
• Discounts for cars with low mileage usage.
• People who are paying in full. You’ll discover that the discount you get off your yearly policy will be well worth having, and it saves you the hassle of having to make monthly payments.
• Customers that make EFT or automatic payments.
• And attending defensive driving courses are great ways to get discounts.

Save on auto insurance by changing your deductible.

A $1000 deductible for collision vs. $500 can save you money, especially on high-end vehicles.

If you are driving an older car, you may even want to drop the collision coverage. What you may be paying for the collision coverage may be more than it’s worth.

Please note that insurance providers only pay for what the automobile is worth and not its total replacement expenses.

Bundle Your Insurance Policies.

Purchasing multiple products from the same company, such as homeowner, umbrella, and auto insurance can earn you savings. Even having a boat or motorcycle policy can get you a multi-policy discount.

Protect your credit score.

Most people don’t know that having a good credit score impacts the amount you pay when buying auto insurance.

Let us Shop and Compare Auto Insurance Policies for you.

Shopping and comparing is one of the best ways to find an insurance company that can provide the best deal in auto insurance to your particular needs.

Call Enza at Good Apple Insurance. She is a licensed insurance agent who knows how to shop and compare your policies to provide coverage for the best possible rate.

Your Vehicles.

Insuring more than one vehicle can get you a multi-car discount. Many households have two or more cars, and when you put them all on the same policy, it reduces the cost to insure each one.

Insurance companies may rate how much a car’s insurance is based on your vehicle’s safety records. A car with many safety features such as blind-spot warning and automatic breaking may lower your insurance premium.

Phone: 717.814.5084

Email: info@goodappleinsurance.com

Location: 1585 N. Queen Street, York, PA

Serving Maryland and Pennsylvania Auto Insurance

I had a gentleman come into my office with a copy of his current insurance policy that he purchased online from an 800 number. He said he was looking for the cheapest insurance for his new car. Well, the agent that wrote him the policy did exactly that! Yep….got him the cheapest policy out there. Seems like that would be a good thing right? Well….turns out it wasn’t!

This is why you need Good Apple Insurance as your trusted local agent. Is it convenient to buy a policy online? Or call a company you found online? Maybe depending on how you look at it, but it can also have unintended consequences. Not only are we just as convenient but we have many resources to help you. We look out for you the customer vs an online company that only represents themselves.

When the customer’s vehicle was hit while parked he tried to call the agent to turn in a claim. The customer, unfortunately, could not get a hold of the agent so he called the company directly. Once he spoke to a claims rep there that is when he found out his deductible was $2000! The damage to his vehicle was just about $2000 therefore the company paid absolutely nothing! He had to pay to fix the damage to his car out of his pocket.

The online company seemed to only care about selling the customer the cheapest policy. When the time came that cheap price did nothing to help the customer and actually cost the customer $2000 the pocket expense.

As his personal insurance agent, I was able to review the coverage he had with the online company and I was able to counsel him on what was going to be his best options for the type of coverage he needed and the amount of coverage that suited him best. I was able to offer him a $500 deductible and better policy limits all around. He felt so much better-having insurance that would work for him than what he got from the online company.

Want to know what is crazy? The price difference was only $20 bucks more a month with one of my top carriers than what he was currently paying with the online company. That extra $20 for the right policy was worth every penny it to him. He knows now that if something happens he won’t have to shell out $2000 especially as he is on a fixed income now with being retired.

It doesn’t cost anything extra to have Good Apple Insurance as your agent! We are your best resource for insurance advice. I care about my customer’s financial well-being. I will make sure you have the best coverage for the best possible rate. Insurance should work for you when you need it most. What’s the point in having insurance and then not having it payout when a claim happens?