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Motorcycle Insurance

Motorcycle Insurance

Ride with Confidence & Protection

There’s nothing like the thrill of the open road, the wind rushing past as you rev your engine and cruise on two wheels. But whether you ride daily, on weekends, or only on special occasions, having the right motorcycle insurance is essential to keep yourself protected from accidents, theft, and unexpected damage.

At Good Apple Insurance, we provide customized motorcycle insurance policies that fit your lifestyle, budget, and riding habits—so you can ride with peace of mind and total confidence.

Why Do You Need Motorcycle Insurance?

Motorcycles don’t offer the same level of protection as cars, making insurance even more important. The right policy ensures that:

✅ You’re financially covered in case of an accident, theft, or damage.
✅ Your medical bills & liability costs are taken care of if you’re involved in a crash.
✅ Your bike is repaired or replaced without breaking the bank.
✅ You’re protected from uninsured drivers who may not be able to pay for damages.

Plus, in Pennsylvania and most states, motorcycle insurance is required by law!

Who Needs Motorcycle Insurance?

If you own any of the following, you need insurance to protect your investment:

✔️ Cruisers & Touring Bikes (Harley-Davidson, Honda Goldwing, etc.)
✔️ Sportbikes & Superbikes (Ducati, Yamaha R1, Suzuki GSX-R)
✔️ Choppers & Custom Motorcycles
✔️ Dirt Bikes & Off-Road Motorcycles
✔️ Mopeds & Scooters

Whether you use your bike for daily commutes, weekend rides, or special occasions, we’ll help you find the perfect coverage for your needs.

What Does Motorcycle Insurance Cover?

At Good Apple Insurance, we help you find the best policy by considering:
🏍 How often you ride (daily commuter vs. occasional rider)
🏍 The value of your motorcycle (standard vs. high-end bike)
🏍 Your coverage needs & budget

Here are the key motorcycle insurance coverage options:

Liability Coverage (Required by Law)

Covers bodily injury and property damage if you’re responsible for an accident.
Example: You accidentally hit another vehicle, damaging their car and injuring the driver. Liability insurance covers their medical bills and repair costs.

Collision Coverage

Covers damage to your bike if you’re in an accident—regardless of who’s at fault.
Example: You hit a pothole and crash, damaging your motorcycle. Collision coverage helps pay for repairs.

Comprehensive Coverage

Protects your bike against theft, vandalism, fire, weather damage, and more.
Example: Your motorcycle is stolen from your garage. Comprehensive coverage helps replace it.

Custom Parts & Accessories Coverage

Covers upgrades, custom paint jobs, saddlebags, and other modifications.
Example: Your aftermarket exhaust and custom seat are damaged—this coverage ensures they get replaced.

Uninsured/Underinsured Motorist Coverage

Covers you if another driver hits you and doesn’t have enough insurance.
Example: A driver runs a red light and hits you, but they don’t have enough insurance to pay for your medical bills. Your policy covers the difference.

Medical Payments (MedPay) Coverage

Covers your medical expenses if you’re injured in an accident—regardless of who’s at fault.
Example: You break your arm in a crash. MedPay covers ER visits, surgeries, and rehab costs.

Roadside Assistance & Towing

Covers towing, jump-starts, flat tires, and emergency services if your bike breaks down.
Example: Your motorcycle stalls on a long road trip—roadside assistance helps get you back on the road.

How Much Does Motorcycle Insurance Cost?

Motorcycle insurance is surprisingly affordable! Rates vary based on:
✔️ Type of bike (cruiser vs. sportbike)
✔️ Your riding history
✔️ Coverage limits
✔️ Where you live

💰 Average Motorcycle Insurance Costs in Pennsylvania:

  • Basic liability coverage: $10–$25 per month
  • Full coverage (collision + comprehensive): $30–$75 per month

For just a few dollars a week, you can ride worry-free knowing you’re fully protected!

Why Choose Good Apple Insurance for Your Motorcycle Coverage?

At Good Apple Insurance, we’re riders too—so we get it. You want the best coverage at the best price.

🏍 Independent Agency Advantage – We shop multiple carriers to find the best policy for you.
🏍 Customized Coverage – Tailored to your bike, budget, and riding style.
🏍 Fast & Hassle-Free Quotes – Get covered in minutes, not hours.

We’re based in York, PA, and specialize in helping local riders find the perfect insurance policy.

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