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Car Insurance

Reliable Coverage for You & Your Vehicle

Your car is more than just a way to get from point A to point B—it’s one of your most valuable investments. Whether you’re commuting to work, running errands, or taking a road trip, the right auto insurance policy ensures that you, your passengers, and your vehicle are protected from accidents, damage, and unexpected costs.

At Good Apple Insurance, we provide affordable, customized car insurance by comparing policies from multiple top-rated providers—including Nationwide, Progressive, Travelers, SafeCo, State Auto, and Hippo—to find you the best coverage at the best price.

Why Do You Need Car Insurance?

Accidents happen every day, and without the proper coverage, you could face thousands of dollars in out-of-pocket expenses for repairs, medical bills, and legal fees. Auto insurance protects you from financial hardship by covering:

✅ Vehicle damage from accidents, theft, vandalism, and weather events
✅ Medical expenses for you and your passengers after a crash
✅ Liability costs if you cause an accident that injures others or damages their property
✅ Uninsured & underinsured drivers who can’t pay for damages they cause
✅ Towing & rental car costs while your vehicle is being repaired

Plus, Pennsylvania law requires all drivers to have auto insurance—so getting the right coverage isn’t just smart, it’s mandatory.

Who Needs Auto Insurance?

If you own, lease, or finance a car, you are legally required to carry at least liability insurance. However, full coverage (collision + comprehensive) is highly recommended—especially if your vehicle is new or valuable.

Auto insurance is essential if:
✔️ You drive daily or frequently travel long distances
✔️ You have a financed or leased vehicle (lenders require full coverage)
✔️ You live in an area with high accident or theft rates
✔️ You want financial protection in case of unexpected repairs or lawsuits

What Does Car Insurance Cover?

We work with you to customize your auto insurance policy based on your needs and budget. Here are the key coverage options:

Liability Insurance (Required by Law)

Covers bodily injury and property damage if you’re responsible for an accident.
Example: You rear-end another car, damaging their bumper and injuring the driver. Liability insurance pays for their car repairs and medical bills.

Collision Coverage

Covers damage to your car if you’re involved in an accident, no matter who’s at fault.
Example: You lose control on an icy road and hit a guardrail. Collision insurance covers the cost of repairs to your vehicle.

Comprehensive Coverage

Protects your car from theft, vandalism, fire, flooding, hail, falling objects, and animal collisions.
Example: A tree branch falls on your parked car during a storm. Comprehensive coverage pays for the damage.

Uninsured/Underinsured Motorist Coverage

Covers your medical expenses and vehicle repairs if an uninsured or underinsured driver causes an accident.
Example: A driver with no insurance runs a red light and hits you. This coverage ensures you’re not left paying out-of-pocket.

Medical Payments (MedPay) & Personal Injury Protection (PIP)

Covers your medical expenses and, in some cases, lost wages after an accident—regardless of who was at fault.
Example: You and a passenger suffer whiplash in an accident. MedPay helps cover ER visits, physical therapy, and hospital bills.

Roadside Assistance & Towing

Covers towing, jump-starts, flat tire changes, fuel delivery, and locksmith services.
Example: Your car battery dies on the highway. Roadside assistance gets you back on the road quickly.

Rental Car Reimbursement

Covers the cost of a rental car while your vehicle is being repaired after a covered accident.
Example: Your car is in the shop after a collision. Rental reimbursement helps cover the cost of a temporary replacement vehicle.

How Much Does Car Insurance Cost?

Car insurance rates vary based on:
✔️ Your driving history (tickets, accidents, claims)
✔️ Type of vehicle (make, model, year)
✔️ Coverage levels & deductibles
✔️ Location (where you live & park your car)

💰 Average Car Insurance Costs in Pennsylvania:

  • Minimum liability coverage: $50–$75 per month
  • Full coverage (liability + collision + comprehensive): $100–$200 per month

At Good Apple Insurance, we compare multiple carriers to ensure you get the best coverage at the lowest price.

Why Choose Good Apple Insurance for Your Auto Coverage?

At Good Apple Insurance, we make car insurance easy and affordable.

🚗 Independent Agency Advantage – We shop policies from top-rated insurance providers to find the best rates & coverage.
🚗 Personalized Service – Our licensed agent, Enza Baiarunas, takes the time to understand your needs and find the right policy for you.
🚗 Fast & Hassle-Free Quotes – We make it simple to compare and switch policies for better savings.

Let us protect your car & save you money—all while ensuring you never have to pay out-of-pocket for unexpected accidents or repairs.

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